Sustainable Fisheries for Nutrition and Livelihoods
Strengthening resilience, nutrition, and income through improved fisheries skills, practices, and harvests.
The fisheries sector plays a vital and growing role in the economic development of agrarian Bangladesh. It contributes significantly to poverty reduction, employment generation, nutrition security, and foreign exchange earnings, particularly benefiting rural and marginalized communities. Despite the country’s vast and diverse aquatic resources, fish production remains below its full potential due to limited access to finance, inadequate technical knowledge, and insufficient adoption of modern aquaculture practices among small-scale farmers. To address these challenges, the Fisheries Unit under ADI’s Integrated Agriculture Program has been implementing modern and sustainable fish farming technologies since 2014. The initiative focuses on bringing sunken and abandoned ponds under productive use through capacity building, technical support, and access to inputs. With support from development partners, ADI motivates and assists rural households to improve fish productivity, generate employment, and enhance household income. Through targeted training, technology transfer, and continuous advisory services, the fisheries program strengthens farmers’ skills, increases fish production, and contributes to improved food security and socio-economic well-being of rural communities.

Jagoron
(Rural Microcredit)
This program serves landless households,
small-scale farmers, working-class families, women abandoned by husbands, small
entrepreneurs, and artisans who are excluded from traditional financial
institutions, offering affordable financial access with a maximum service
charge of 12.5%

Agrosor
(Micro-enterprise Loans)
Micro Enterprise Loans are provided to improve the livelihoods of rural and urban poor through income-generating activities, aimed at villagers and small entrepreneurs who cannot access large financial institutions. It aims to develop micro-enterprises. Loans are disbursed at a 12.7% annual or monthly service charge for 1 to 2 years.

Buniad
(Ultra-poor Loans)
This loan is intended for vagrants, beggars,
landless, elderly but functional, physically disabled, housekeepers, inefficient, illiterate, widowed and divorcees, people who are dependent on others and do not own any assets. This group gets support with a maximum 10% service charge.

Sufolon Loan
(Seasonal Loans)
To meet the demand during the peak farming season in rural areas. Farmer members take seasonal loans. This is solely for seasonal farming activities or for farmers who are capable but cannot cultivate the seasonal vegetation because of economic shocks. These are repaid at the end of the season. Loans are disbursed at 2% annual interest.
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