Empowering extreme poor households through livestock development
Strengthening resilience, nutrition, and income through improved livestock skills, services, and practices.
The livestock sector is a critical driver of Bangladesh’s efforts to build a hunger- and poverty-free society. It plays an essential role in meeting national nutritional needs by providing animal protein such as meat, milk, and eggs, while also supporting livelihoods across rural areas. The sector directly employs approximately 20% of the population and indirectly supports nearly 50%, with women playing a particularly significant role in livestock and poultry rearing at the household level. Recognizing the importance of safer and higher-quality livestock production, the adoption of appropriate and area-specific technologies has become essential. In response, ADI has implemented Livestock Units under the Integrated Agriculture Program, in collaboration with the Palli Karma-Sahayak Foundation (PKSF), to promote improved livestock and poultry practices. Through farmer selection, skills training, and technology transfer, ADI supports interested members of the organization to adopt modern livestock management practices. These interventions aim to increase productivity, ensure safer meat and dairy production, generate employment—especially for women—and strengthen household income and resilience.

Jagoron
(Rural Microcredit)
This program serves landless households,
small-scale farmers, working-class families, women abandoned by husbands, small
entrepreneurs, and artisans who are excluded from traditional financial
institutions, offering affordable financial access with a maximum service
charge of 12.5%

Agrosor
(Micro-enterprise Loans)
Micro Enterprise Loans are provided to improve the livelihoods of rural and urban poor through income-generating activities, aimed at villagers and small entrepreneurs who cannot access large financial institutions. It aims to develop micro-enterprises. Loans are disbursed at a 12.7% annual or monthly service charge for 1 to 2 years.

Buniad
(Ultra-poor Loans)
This loan is intended for vagrants, beggars,
landless, elderly but functional, physically disabled, housekeepers, inefficient, illiterate, widowed and divorcees, people who are dependent on others and do not own any assets. This group gets support with a maximum 10% service charge.

Sufolon Loan
(Seasonal Loans)
To meet the demand during the peak farming season in rural areas. Farmer members take seasonal loans. This is solely for seasonal farming activities or for farmers who are capable but cannot cultivate the seasonal vegetation because of economic shocks. These are repaid at the end of the season. Loans are disbursed at 2% annual interest.

Jagoron
(Rural Microcredit)
This program serves landless households,
small-scale farmers, working-class families, women abandoned by husbands, small
entrepreneurs, and artisans who are excluded from traditional financial
institutions, offering affordable financial access with a maximum service
charge of 12.5%

Agrosor
(Micro-enterprise Loans)
Micro Enterprise Loans are provided to improve the livelihoods of rural and urban poor through income-generating activities, aimed at villagers and small entrepreneurs who cannot access large financial institutions. It aims to develop micro-enterprises. Loans are disbursed at a 12.7% annual or monthly service charge for 1 to 2 years.

Buniad
(Ultra-poor Loans)
This loan is intended for vagrants, beggars,
landless, elderly but functional, physically disabled, housekeepers, inefficient, illiterate, widowed and divorcees, people who are dependent on others and do not own any assets. This group gets support with a maximum 10% service charge.

Sufolon Loan
(Seasonal Loans)
To meet the demand during the peak farming season in rural areas. Farmer members take seasonal loans. This is solely for seasonal farming activities or for farmers who are capable but cannot cultivate the seasonal vegetation because of economic shocks. These are repaid at the end of the season. Loans are disbursed at 2% annual interest.
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